Who is Eligible for an SBA Loan?

Most for-profit small businesses are eligible for an SBA guaranteed loan. This includes manufacturers, wholesale, retail and service businesses
as well as independent or franchise businesses.

Loan Qualifications

Retail and service businesses with sales (3-year average) not exceeding $6 million to $20 million, depending on the industry
Wholesale businesses with employees up to 100 regardless of sales volume Manufacturers with employees up to 500 depending on the industry, regardless of sales volume SBA 7(A) Loan Size $25,000 to $2.0 million

Loan Fees

Loan packaging fee: $750 to $2,000
Fee is based on loan size, it is collected at the time of loan submission; refunded if declined by credit
SBA guaranty fee: 1.70% to 2.60% of the loan amount
Fee can be financed in the loan
Use of Proceeds

Commercial real estate (purchases, construction, or refinance)
Leasehold improvements
Business expansions
Machinery, equipment, furniture or fixtures
Business acquisition
Working capital (offered in conjunction with same of the above)
Start-ups (ALL Franchises, Motels, Restaurants Gas Stations and C-Stores)
Other Credits Considerations

Business must have adequate historic cash flow to cover the proposed debt
Business debt to net worth must meet industry averages
Borrowers must be actively involved in the day-to-day operation of the business
Satisfactory personal credit histories are required for all principles and guarantors
No past bankruptcies or felony arrests

Accounts Receivable Financing and Factoring

Unlock the Cash Tied Up in Your Receivables.

Global Financial Services can provide your company a line of credit that will finance your accounts receivable, inventory and equipment.

We understand how frustrating it is when your working capital is tied-up in unpaid invoices for over 30-60-90 or even 120+ days. Satisfying
vendors, ordering additional material, trade obligations or even meeting payroll are all challenging tasks without steady cash flow.

Whatever business you’re in, whether you're dealing in the U.S. or overseas, you want your cash to work hard for you. Cash to help bring your
 business plans to life; maximize on new opportunities; invest in new equipment or simply meeting payroll and payroll tax obligations.

We know how to put your working capital back to work fast. Global Financial Services specializes in cash flow solutions for businesses. From
start-ups to financially troubled or even mature companies seeking assistance.

We can finance profitable companies at very competitive pricing. We also finance companies that are losing money, in bankruptcy or just
starting up. We have a solution for everyone.

Cash in 24 Hours
No Personal Guarantees
We Finance Any Type of Business
No Recourse Even if the Account Does Not Pay
Just a Few Types of Industries We Finance:

Construction
Manufacturing
Consulting
Temporary Help Agencies
Limousine Companies
You name it, we finance it.
Equipment Leasing

Types of Leases We Offer

Application only to $75,000. No financial statements necessary. Middle market financing up to $500,000
Large ticket over $500,000 Approvals for application only in 24 hours. Middle market and large ticket usually take 3-5 days.
Up to 84 months to repay with excellent rates. These programs are for companies established for two years or more.

Sale & Lease Back

Many companies need working capital for expansion and do not want to use their bank lines for working capital. We have a program where
we can use the equity in your existing equipment to give your company the working capital it needs. We buy your equipment and lease it back
 to you and when all the payments are made you own the equipment again.

Startup Program

Most financial institutions will not finance companies that are just going into business. If your company has just started in business, or is in
business for a short time usually less than two years, we can help you grow by financing the equipment you need to be successful.

B, C and D Credits

In these tough economic times many businesses have suffered financially. Additionally, the owners of these companies have seriously
damaged their personal credit. We have developed a “second chance” program to help these companies. We can structure your financial
needs to help you rebuild your company.

Government and Municipal Leasing

We can provide lease financing to any government or municipal entity with guaranteed approval. The rate is determined by the rating of the
 municipality or government agency. A partial list of who we finance is listed below:

Federal Government Agencies
Armed Services
State Agencies
Public Schools
Police Department
Fire Houses

Click here: Learn how to own your Financial Services Company